Bankruptcy Resources
Official links and information to help you prepare for bankruptcy consultation
Free Consultation
Your first step should be a confidential consultation with an experienced bankruptcy attorney. Don Hood offers free consultations to all potential clients so you can understand your options without financial obligation.
Credit Counseling Requirements
Federal bankruptcy law requires completion of a credit counseling course from an approved provider before filing. This course must be completed within 180 days before filing your bankruptcy petition.
Find an Approved Credit Counseling Agency:
- U.S. Trustee Program - Approved Credit Counseling Agencies - Official list maintained by the Department of Justice
- Cost: Typically $15-50 per course
- Duration: 30-60 minutes
- Online and phone options available
We can recommend reputable providers and help ensure you complete this requirement before filing.
Texas Bankruptcy Exemptions Overview
Texas offers some of the most generous exemption protections in the nation. Understanding what property you can protect is critical to your bankruptcy strategy.
Key Texas Exemptions:
- Homestead: Unlimited equity protection on primary residence (10 acres urban, 100 acres rural)
- Vehicles: One motor vehicle per licensed household member
- Retirement: ERISA plans fully protected; IRAs protected up to $1,512,350
- Personal Property: Household goods, clothing, food, tools of trade
- Social Security: Fully protected from creditor claims
Federal Bankruptcy Court Information
Tyler falls within the Eastern District of Texas. Your bankruptcy case will be heard in this federal court.
U.S. Bankruptcy Court - Eastern District of Texas:
- Eastern District of Texas Bankruptcy Court - Official court website with filing information and forms
- Local Court Rules: Each district has specific rules and procedures for bankruptcy cases
- PACER System: Public Access to Court Electronic Records - You can track your case status online
- Chapter 7 Trustee Directory: Find your local chapter 7 trustee
Texas State Bar Resources
- State Bar of Texas - Verify attorney licensing and disciplinary history
- Texas Lawyer Referral Service - Find other bankruptcy attorneys
Other Helpful Resources
- IRS Tax Debt Information - If you have back taxes (some may be dischargeable in bankruptcy)
- Equal Employment Opportunity Commission - File complaints of employment discrimination based on bankruptcy filing
- Consumer Financial Protection Bureau - Reporting complaints about creditors and debt collection practices
Ready to Take Action?
Don't navigate bankruptcy alone. Schedule a free consultation with Attorney Don Hood to discuss your specific situation and options.
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